Notice of Your Financial Privacy Rights
What does Teachers Federal Credit Union do with your Personal Information?
||Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depends on the products or services you have with
us. This information can include:
- Social Security number and account balances.
- Account transactions and checking account information.
- Credit scores and payment history.
||All financial companies need to share customers’ personal information to run their everyday business. In
the section below, we list the reasons financial companies can share their customers’ personal
information; the reason Teachers Federal Credit Union chooses to share; and whether you can limit this
|Reasons we can share your personal information
|Can you limit this
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus.
|For our marketing purposes - to offer our products and services to you.
|For joint marketing with other financial companies.
|For our affiliates’ everyday business purposes - information about your
transactions and experiences.
|For our affiliates’ everyday business purpose - information about your
Questions? Call 631-698-7000 ext. 6780 or go to www.teachersfcu.org
Who We Are
|Who is Providing
||Teachers Federal Credit Union
What We Do
|How does Teachers
protect my personal
||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|How does Teachers
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from other companies.
|Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purpose - information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
||Companies related by common ownership or control. They can be financial and non-financial companies. Teachers has no affiliates.
Companies not related by common ownership or
control. They can be financial and non-financial companies.
Non-affiliates Teachers shares with can include car financing or leasing companies, mortgage companies, insurance companies, direct marketing companies, credit card companies, and non‐profit organizations.
A formal agreement between non‐affiliated financial companies that together market financial products or services to you.
Teachers joint marketing partners can include car financing or leasing companies, mortgage companies, insurance companies, direct marketing companies,
credit card companies, and non‐profit organizations.
Other Important Information
Teachers recognizes its responsibility to protect children’s privacy
and safety online. Teachers website is not directed to children and
does not collect or retain individually identifiable information
about children under the age of 13.