TFCU - Deposit Product Rates

Deposit Product Rates

= Information

= Calculator

Rates for the period ending 9/30/09

	Minimum Balance	Minimum to Earn Interest	Rate		APY
Share Savings	$1	$50	0.60%		0.60%
IRA Savings	$0	$50	0.60%		0.60%
Vacation & Holiday Club	$0	$50	0.60%		0.60%
Share Draft Checking	$0	$2,500	0.15%		0.15%

Anticipated dividends for November 2009
Tiered Money Market	Balance		Rate	APY
	$2,500 - $24,999		1.19%	1.20%
	$25,000 - $49,999		1.44%	1.45%
	$50,000 - $99,999		1.54%	1.55%
	$100,000 - $249,999		1.74%	1.75%
	$250,000 - $499,999		1.89%	1.90%
	$500,000 +		1.99%	2.01%


Jumbo Certificates *
Term	Minimum Balance		Rate	APY
1 month	$100,000		0.75%	0.75%
2 month	$100,000		0.75%	0.75%
3 month	$100,000		1.14%	1.15%
6 month	$100,000		1.29%	1.30%
8 month	$100,000		1.69%	1.70%
12 month	$100,000		1.83%	1.85%
16 month	$100,000		2.37%	2.40%

Rates Effective: 11/20/2009
Share Certificates *
Term	Minimum Balance		Rate	APY
3 month	$1,000		1.04%	1.05%
6 month	$1,000		1.29%	1.30%
12 month	$1,000		1.78%	1.80%
16 month	$1,000		2.18%	2.20%
24 month	$1,000		2.13%	2.15%
30 month	$1,000		2.13%	2.15%
36 month	$1,000		2.47%	2.50%
48 month	$1,000		2.76%	2.80%
60 month	$1,000		3.05%	3.10%

Traditional & Roth Individual Retirement Accounts (IRA's) *
Term	Minimum Balance		Rate	APY
3 month	$1,000		1.04%	1.05%
6 month	$1,000		1.29%	1.30%
12 month	$1,000		1.78%	1.80%
16 month	$1,000		2.18%	2.20%
24 month	$1,000		2.13%	2.15%
30 month	$1,000		2.13%	2.15%
36 month	$1,000		2.47%	2.50%
48 month	$1,000		2.76%	2.80%
60 month	$1,000		3.05%	3.10%

Coverdell Education Savings Account *
Term	Minimum Balance		Rate	APY
3 month	$500		1.04%	1.05%
6 month	$500		1.29%	1.30%
12 month	$500		1.78%	1.80%
16 month	$500		2.18%	2.20%
24 month	$500		2.13%	2.15%
30 month	$500		2.13%	2.15%
36 month	$500		2.47%	2.50%
48 month	$500		2.76%	2.80%
60 month	$500		3.05%	3.10%

All rates and terms are subject to change without notice.
APY: Annual Percentage Yield
* A penalty may be imposed for early withdrawals.

Deposit Product Rates