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Deposit Product Rates

Rates for the period ending 12/31/09
Minimum
Balance
Minimum to
Earn Interest
Rate APY
Share Savings Information Calculator $1 $50 0.60% 0.60%
IRA Savings Information Calculator $0 $50 0.60% 0.60%
Vacation & Holiday ClubInformation Calculator $0 $50 0.60% 0.60%
Share Draft Checking Information $0 $2,500 0.15% 0.15%
Rates for the period ending 2/28/10
Tiered Money Market Information Calculator Balance Rate APY
$2,500 - $24,999 1.19% 1.20%
$25,000 - $49,999 1.44% 1.45%
$50,000 - $99,999 1.54% 1.55%
$100,000 - $249,999 1.59% 1.60%
$250,000 - $499,999 1.74% 1.76%
$500,000 + 1.84% 1.86%
Jumbo Certificates * Information Calculator
Term Minimum Balance Rate APY
1 month $100,000 0.75% 0.75%
2 month $100,000 0.75% 0.75%
3 month $100,000 1.00% 1.01%
6 month $100,000 1.24% 1.25%
8 month $100,000 1.49% 1.50%
12 month $100,000 1.49% 1.50%
16 month $100,000 1.98% 2.00%
Rates Effective: 3/12/2010
Share Certificates * Information Calculator
Term Minimum Balance Rate APY
3 month $1,000 1.00% 1.00%
6 month $1,000 1.24% 1.25%
12 month $1,000 1.49% 1.50%
16 month $1,000 1.83% 1.85%
24 month $1,000 2.03% 2.05%
30 month $1,000 2.08% 2.10%
36 month $1,000 2.37% 2.40%
48 month $1,000 2.71% 2.75%
60 month $1,000 3.05% 3.10%
Traditional & Roth Individual Retirement Accounts (IRA's) * Information Calculator
Term Minimum Balance Rate APY
3 month $1,000 1.00% 1.00%
6 month $1,000 1.24% 1.25%
12 month $1,000 1.49% 1.50%
16 month $1,000 1.83% 1.85%
24 month $1,000 2.03% 2.05%
30 month $1,000 2.08% 2.10%
36 month $1,000 2.37% 2.40%
48 month $1,000 2.71% 2.75%
60 month $1,000 3.05% 3.10%
Coverdell Education Savings Account * Information Calculator
Term Minimum Balance Rate APY
3 month $500 1.00% 1.00%
6 month $500 1.24% 1.25%
12 month $500 1.49% 1.50%
16 month $500 1.83% 1.85%
24 month $500 2.03% 2.05%
30 month $500 2.08% 2.10%
36 month $500 2.37% 2.40%
48 month $500 2.71% 2.75%
60 month $500 3.05% 3.10%
All rates and terms are subject to change without notice.
APY: Annual Percentage Yield
* A penalty may be imposed for early withdrawals.
† Non-TFCU. Cannot be combined with other special offers.
†† Bonus not applicable to current TFCU IRA Certificates.

Add 0.10%  for new funds deposited to IRA Certificates by April 15, 2010. ††