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Closed End Loan

Finance machinery and equipment or get a term loan for working capital for your business. TFCU will give you an initial disbursement of funds that can be used for financing one-time expenditures.

Current Prime Rate = 5.50%

  • Maximum loan: $500,000
  • Variable Interest Rate: Prime Rate + Margin, adjusted quarterly
  • $500 packaging fee on term loans and line of credit loans $100,001 and above

Application Form

Your business must have longevity of at least one year to complete this application. Apply online here.

TFCU Business Loan & Line of Credit Application

Personal Financial Statement
(For loans higher than $25,000)

For any help in completing this application or if your business has less then one year longevity, please call a TFCU Business Development Officer at 631-698-7000 x 1687 or at

Loans are subject to credit approval.
Business owners must be members or eligible for membership at TFCU and must provide personal guarantees for loan request.
Rates subject to change.