Commercial lending from our dedicated team of experts.

Now that’s smart.

With competitive rates and personalized service, choosing Teachers is a wise business decision.

Teachers has a dedicated team for commercial real estate purchases or refinances with a portfolio netting approximately $500 million in commercial loans. We are experts in commercial real estate financing for industrial buildings, multifamily buildings, shopping centers, mixed-use buildings, and more.

 

Why choose Teachers?

  • You’ll get exceptional service – you can speak with a business development officer directly anytime.
  • Teachers is well-versed in commercial real estate. We have skilled analysts that underwrite loans and an experienced portfolio management team that services Commercial loans.
  • Teachers accepts various ownership structures including LLCs, partnerships, trusts, not-for-profits, S-corporations,C-corporations, and Individuals.
  • We offer competitive rates and flexible terms with loan amounts up to 8 figures.
  • No prepayment penalty – ever!

Loan Terms (self-liquidating or up to 30 year amortization):

  • 5-year, 10-year, & 15-year fixed terms loans
  • 15-year adjustable (5-year/5-year/5-year)
  • 15-year adjustable (10-year/5-year)
  • 14-year adjustable (7-year/7-year)

 

Property Types:

  • Retail Facility
  • Office Building
  • Mixed-use
  • Shopping center/ Strip mall
  • Professional Cond/Co-op
  • Industrial/Manufacturing
  • Multi-Family (at least 5 units)
  • Special Purpose
  • Hotel

Finance commercial real estate purchases or refinances with a Teachers Federal Credit Union Commercial Mortgage. 

 

Uses:

  • Refinance a commercial property to restructure existing debt at a lower interest rate.
  • Refinance to tap into the equity of your property and cash out full or partial proceeds for further business uses or real estate investments.
  • Purchase a commercial property to either launch or grow your commercial real estate portfolio.
  • Purchase the premises of your business in order to owner-occupy the property and "own rather than rent."

 

Make an Appointment

Schedule Appointment

 

We can help make the commercial lending process easier for you.

Complete the form below and one of our lending experts will be in touch. 

Purchase or Refinance
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*Commercial real estate lending products are subject to product availability and subject to change. Actual loan terms, loan to value requirements, and documentation requirements are subject to product criteria and credit approval. Membership required, $1.00 minimum Regular savings account is required at or prior to account opening. You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent). Commercial real estate lending products are currently only available in the following states: NY, NJ, CT and FL.