With competitive rates, Teachers puts you in control of your business finances.

 

Terms
Certificates of deposit terms range from 90 days to 60 months.

Penalties may be imposed for early withdrawals.*

 

Minimum Balance
Minimum deposit: $1,000.

 

Dividends
Dividends on all certificates are compounded daily. With the exception of the 90 day certificate, members have the option of electing to have dividends paid to them monthly or quarterly. Dividends on the 90 day certificate will be paid at maturity.

 

Jumbo Certificates
Minimum deposit: $100,000.

 

Penalties on Withdrawals Prior to Maturity of Certificate of Deposit

  • Terms of ONE YEAR OR LESS, the early withdrawal penalty will be the lesser of the following: all dividends earned since date of issuance or 180 days dividends.
  • Terms of MORE THAN ONE YEAR, the early withdrawal penalty will be the lesser of the following: all dividends earned since the date of issuance or 270 days dividends.

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