A savings solution that earns you more.

A Teachers Money Market account combines higher earning potential with easy access to your funds, giving you the best of both in one account. Build your savings faster with tiered rates—the higher your balance, the greater your returns. Open an account today with a minimum balance of $2,500.00 to maximize your savings potential.

Money Market Account Benefits

Earn More

Boost your savings with tiered rates that grow with your balance

Flexible Access

Access your money anytime, with no penalties1

Safe & Secure

Federally insured by the NCUA

View Rates

How to Open a Money Market Account

Prepare

Have your driver's license or government-issued ID and your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) ready.i

Open

Complete the application with your personal information.

Fund

Fund your new account using a transfer from an existing Teachers account or another financial institution.i

Sign Up

Enroll in Online and Mobile Banking to securely access your account, deposit checks, and transfer funds anytime.

Open Account

Smart Tools for Better Banking

Enjoy secure 24/7 access to your account with Teachers Online and Mobile Banking.

  • View balances, monitor transactions, deposit checks, transfer funds, and set up alerts or pay bills when linked to a Teachers checking account
  • Make fast, secure payments when you add your Teachers debit card to a Digital Wallet
  • Connect with our support team through online chat
     

Ready to get started? Meet with a Teachers financial expert.

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Disclosures

*APY = Annual Percentage Yield

1A $5 monthly charge will be assessed if the account remains under $500. Dividends are compounded daily and are declared, credited, and paid monthly. Minimum balance of $2,500.00 is required to earn the current APY.  

Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.