Flexible checking made for everyday banking.

Teachers Share Draft Checking gives you flexibility, with no minimum balance and no monthly service fee. Plus, enjoy access to secure online banking and a broad network of surcharge-free ATMs, so managing your account is simple and convenient. Open a Teachers Share Draft Checking account—it’s easy to get started.

Share Draft Checking Account Benefits

No Minimum to Open

Open an account with no minimum initial deposit

$0

No Monthly Service Fee

Maintain your account with no monthly service fee and no minimum balance

Overdraft Protection

Protect yourself from overdrafts with automatic transfers from a linked account1

Open Account

How to Open a Share Draft Checking Account

Prepare

Have your driver's license or government-issued ID and your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) ready.i

Open

Complete the application with your personal information and select account options such as a Debit Card and Online Banking access.

Fund

Fund your new account using a transfer from an existing Teachers account, a debit card from another financial institution, cash, or check.i

Sign Up

Enroll in Online and Mobile Banking to securely access your account, deposit checks, and transfer funds anytime. 

Open Account

Smart Tools for Better Banking

Enjoy secure 24/7 access to your account with Teachers Online and Mobile Banking.

  • View balances, monitor transactions, deposit checks, transfer funds, set up alerts, or pay bills
  • Make fast, secure payments when you add your debit card to a Digital Wallet
  • Connect with our support team through online chat

Ready to get started? Meet with a Teachers financial expert.

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Disclosures

*APY=Annual Percentage Yield

1Overdraft protection via automatic transfer from a Teachers Savings or Money Market account is $8 per transfer.

Membership at Teachers is required by opening a Regular Savings account or Youth Savings account with a minimum opening deposit of $1.00.