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Education Loans

We all know the cost of higher education is ever increasing. At TFCU, we'd like to help make the dream of a college education a reality.

Alternative Student Loan

Alternative Student Loans help bridge the gap between the actual cost of your education for Undergraduate and Graduate students and the limited amount the government allows you to borrow. Loan amount will be calculated by taking the cost of attendance less financial aid. Repayment begins 30 days after the loan is disbursed and you have 15 years to repay this loan.

  • Maximum Loan Amount Undergraduate $25,000
  • Maximum Loan Amount Graduate $40,000
  • Enrollment Status must be a minimum of six (6) credits
  • School must be accredited by the United States Department of Education
  • Borrower must be United States citizen or have permanent resident alien status
  • Funds cannot be used for prior semester and/or room and board

Apply! (Fixed Rate) Apply! (Variable Rate)

Career Education Loan

The Career Education Loan is designed for the borrower who is attending an accredited trade school to obtain a specific skill set. Repayment begins 30 days after the loan is disbursed to the school and you have a maximum of 10 years to repay this loan. Apply Now.

  • Maximum Loan Amount $10,000
  • School must be accredited by the United States Department of Education
  • Borrower must be United States citizen or have permanent resident alien status
  • Funds cannot be used for a prior semester and/or room and board

Home Equity Loan

Another alternative to consider in financing an education is a Home Equity Line-of-Credit or Mini-Home Equity Loan. Home Equity Loan Rates.

For more information, visit any of our conveniently located branches, or call (631) 698-7000, extension 6790.

All rates and terms are subject to change without notice.

Featured Rates

ProductAPR*
Alt. Student Loan Fixed7.50%
Career Education Loan9.00%
Visa Student Card9.36%
See All

*APR = Annual Percentage Rate. All rates are subject to change without notice.

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